Job closed
Ref: LP165-405
Job description / Role
Job Description
- Conducting and promoting the marketing process of credit facilities through telephone calls, field visits, and coordination with other units (to promote and sell complementary products)
- Manage customer relationships from SMEs to achieve pre-set goals & improving the profitability of the SME portfolio
- Executing field visits to clients of small and medium-sized companies and preparing the required reports on a regular basis
- Collecting information required from clients, as well as documents, financial statements, and related data required for credit studies
- Gathering information on the status of the target customers and their reputation in the field to show their financial solvency and their ability to meet their future obligations
- Preparing credit studies and issuing recommendations regarding clients' requests while ensuring compliance with credit policies, and proposals regarding appropriate ways to avoid surrounding risks
- Cooperating with other sectors to provide high-quality service levels and ensure appropriate time periods for the required procedure
- Follow up on customer complaints while maintaining the standard time periods for conducting operations in addition to any other tasks assigned
Requirements:
Skills
- Minimum 3 years of relevant banking &/ or SME's experience
- Bachelor's Degree in Accounting, Finance, Business Administration or relevant discipline
- Ownership
- Functional Skills
- Idea's presentation and Taking initiative
- Continuous Learning
- Customer Centricity
- Excellent communication and selling skills
- Strong interpersonal, presentation, and listening skills
About the Company
Raya Holding for Financial Investments, a leading investment conglomerate, established in 1999 in Egypt with a vision to be a market leader and to grow into a solid financial conglomerate with multifaceted operations.
Headquarter located in Cairo, Egypt; Raya Holding is managing a diversified investment portfolio of 13 lines of business in the various industries of e-payment, information technology, contact center, smart buildings, consumer electronics, food and beverage, land transport, PET remanufacturing, automotive, FMCG and home appliances
Raya Holding is listed in the Egyptian Exchange (EGX) since 2005, while the company empowers more than 12,000 proficient employees, accommodating to a wide international customer base from offices based in Egypt, Saudi Arabia, UAE, Qatar, Poland, Nigeria and Tanzania.
Raya's Lines of Business include; Aman for e-payments, Aman for Financial Services, BariQ, Ostool, Raya Contact Center, Raya Foods, Raya Information Technology, Raya Food Trading, Raya Restaurants, Raya Smart Buildings, Raya Trade, Raya Auto and Haier - Raya Electric.
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