Credit Risk Specialist

Job description / Role

Job Description
- Support the Head Operational Risk (HOR) in suitable management reporting and business analytics in line with defined performance metrics.
- Support the risk management team by gathering risk data from the various channels it is reported or stored, organizing, analyzing and distributing as per agreed timelines.
- Ensure full understanding of systems used within the risk management department.
- Identify new enhanced functionality opportunities and recommend changes to leverage technology in optimal risk management.
- Validate the MIS and ensure that any errors are corrected.
- Preparation and consolidation of Risk Reports for Management.
- Conduct research and prepare a report on topics relevant for the risk department.
- Analyzing collected data to provide reports containing sufficient level of detail to enable the management team to make informed decisions.
- Implement measures that will ensure risk data is readily available

Skills
- Ownership
- Functional Skills
- Idea's presentation and Taking initiative
- Continuous Learning
- Customer Centricity
- Good understanding of risk management concepts and applications.
- Excellent skills in analyzing and evaluating statistical data
- Awareness of company's policy.
- Good command of English, both written and spoken planning and organizing problem-solving
- Minimum 4-5 years of relevant banking &/or Microfinance experience

About the Company

Raya Holding for Financial Investments, a leading investment conglomerate, established in 1999 in Egypt with a vision to be a market leader and to grow into a solid financial conglomerate with multifaceted operations.

Headquarter located in Cairo, Egypt; Raya Holding is managing a diversified investment portfolio of 13 lines of business in the various industries of e-payment, information technology, contact center, smart buildings, consumer electronics, food and beverage, land transport, PET remanufacturing, automotive, FMCG and home appliances

Raya Holding is listed in the Egyptian Exchange (EGX) since 2005, while the company empowers more than 12,000 proficient employees, accommodating to a wide international customer base from offices based in Egypt, Saudi Arabia, UAE, Qatar, Poland, Nigeria and Tanzania.

Raya's Lines of Business include; Aman for e-payments, Aman for Financial Services, BariQ, Ostool, Raya Contact Center, Raya Foods, Raya Information Technology, Raya Food Trading, Raya Restaurants, Raya Smart Buildings, Raya Trade, Raya Auto and Haier - Raya Electric.